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01-Sep-2016 08:48

Square's application will run on the i Phone 3G, but Pay Pal Here's application is compatible only with 3GS phones and above.Check out Pay Pal Here's supported devices for more information.Both companies provide encrypted card readers and other security and fraud protection features.Both companies also offer EMV chip card capable readers, adding another layer of security.A main competitive advantage that has allowed Square to hold the top spot in the mobile processing market has been the company's ability to offer a flat processing rate with no credit card transaction fee.Until Pay Pal Here, competing mobile solutions relied on traditional merchant accounts often paired with a third-party mobile application like ROAMpay where transaction fees can range upwards of

Although Square hit the market with an unencrypted card reader, the company has since cleaned up its act and both Square and Pay Pal Here are serious about security and fraud prevention.Pay Pal Here boasts the immediate availability of funds, and while this is faster than Square's next day funding, Here doesn't deposit funds directly into a user's checking account.

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Although Square hit the market with an unencrypted card reader, the company has since cleaned up its act and both Square and Pay Pal Here are serious about security and fraud prevention.

Pay Pal Here boasts the immediate availability of funds, and while this is faster than Square's next day funding, Here doesn't deposit funds directly into a user's checking account.